Frequently Asked Questions

Insurance involves individuals paying regular premiums to an insurer in exchange for protection against financial loss. When an event occurs, the insurer compensates the policyholder based on the policy terms.

Home insurance covers damage to your house, personal belongings, and liability for accidents that occur on your property.

Your auto insurance premium is influenced by factors like your driving record, the type of car you drive, your age, location, and the level of coverage you choose.

You can lower costs by increasing your deductible, bundling multiple policies, maintaining a good driving record, and qualifying for available discounts.

Common business insurance types include general liability, property insurance, workers' compensation, and business interruption coverage, tailored to your business's needs.

To file a claim, contact your insurance provider, provide necessary details about the incident, and submit any required documents, such as photos or reports.

The amount of coverage needed depends on the value of your property and assets, as well as the risks you want to cover, ensuring adequate protection.